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Managed Care & Discounted Services
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Managed Care and Discounted Services

Self-funding Administrative Services

Management Consulting Services


MANAGED CARE AND DISCOUNTED SERVICES
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MANAGED CARE PROVIDERS

UTILIZATION MANAGEMENT - An ongoing review and analysis of claims by a skilled team of medical technical and business oriented professionals provide a proper balance between cost-containment and appropriate quality health care.

HOSPITALIZATION REVIEW

  • Pre-admission Review
  • Urgent/Emergency Review
  • Concurrent Review

CASE MANAGEMENT REVIEW

  • Cost effective, quality and necessary care in the most appropriate and humane setting for high risk and long term conditions

NON-HOSPITAL ANCILLARY SERVICES REVIEW

  • Review for necessity and appropriateness

CHIROPRACTIC PODIATRIC REVIEW

PRESCRIPTION DRUG PLANS

  • For employee access to appropriate and cost effective prescription drugs
  • Prescription Card Programs
  • Mail Order Drug Plan

SELF-FUNDING ADMINISTRATIVE SERVICES
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ADMINISTRATIVE SERVICES - Enjoy reduced charges from those of HMOs and Commercial Insurers while including:

  • Preparation and design of plan communications-booklets, identification cards, summary plan documents
  • Issuance of Explanation of Benefits and checks providers and beneficiaries
  • Provision of all necessary forms, customized if required
  • Recommendations of claims payment account funding levels
  • Assistance in establishment and maintenance of claim payment bank account
  • Filing of claims and information with stop loss carriers

CLAIMS MANAGEMENT that reduces cost on average by 18% versus an industry average of 5%

  • Paying in accordance with plan description
  • Coordinating benefits with other carriers
  • Editing for duplicate payments
  • Determining subrogation applicability
  • Requesting independent provider audits

COMPETITIVE STOP-LOSS Insurance prices via access to multiple insurance carriers to limit exposure with guaranteed maximum rates.


MANAGEMENT CONSULTING SERVICES
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MANAGEMENT REPORTS - Avoid year-end surprises with accurate, timely and understandable monthly reports that keep you informed of the financial and utilization performance of your organization's benefit plan.

  • Actual to budgeted financial performance
  • Diagnosis analysis
  • Hospital admission and provider analysis
  • Cost containment analysis

ANALYSIS of your organization's utilization patterns to focus on problem areas.

PLAN DESIGN INITIATIVE tailored to your organization's needs.

  • Recommendations for solutions to specific problems
  • Promotion of preventive care
  • Removal of impediments to early detection and care
  • Enhancement of outpatient care
  • Recommendation of preferred provider relationships based on benefit utilization, provider performance, geographic analysis
  • Recommendations for the effective use of specific and aggregate stop-loss polices